At Solana Breakpoint 2025, KAST CEO Raagulan Pathy outlined a roadmap that aggressively moves the platform from a consumer crypto card to a comprehensive global banking stack. The pivot is underpinned by a new partnership with Gauntlet, the DeFi risk management firm, to launch a "Savings Vault" offering yields of approximately 7%. This collaboration signals a shift toward institutional-grade yield products for retail users, moving away from the opaque "black box" earn models that have historically plagued the sector.

The platform's infrastructure upgrade addresses the primary friction point in crypto-banking: off-ramping. Pathy announced the immediate integration of Swift payment rails across 125+ countries, notably removing fees for transfers exceeding $5,000. Crucially, KAST is integrating local real-time payment systems—including Pix in Brazil and UPI in India—into its stack over the coming weeks. This "local-first" approach allows users to bypass slow international wires entirely, settling transactions instantly in domestic fiat currencies directly from stablecoin balances.

KAST also formally entered the B2B arena with the announcement of KAST for Business, opening its waitlist to compete directly with fintech incumbents like Ramp and Brex. By extending its payroll and expense management infrastructure to global enterprises, KAST aims to capture the growing market of crypto-native firms requiring borderless operational accounts. With 150 developers currently shipping features and a 2040 vision to displace traditional banking, the company is betting that superior settlement rails will drive the next phase of stablecoin adoption.